Miscellaneous

Economy

Earn coins, play games, and build wealth.

Overview

The economy is a full simulation, not just a coin counter. You earn through dailies, work and crime, gamble in mini-games, buy businesses that pay income every day, trade shares on a live market, borrow against a credit score, and climb a tier ladder that raises your betting limit as you complete objectives. A daily wealth levy keeps the whole thing in balance, every game is provably fair, and every number is public via ,economy.

Balances are global across servers. Your wallet can be robbed; your bank cannot.

Earning Coins

Basic methods to grow your wallet without risk.

Balance & Banking

Track and manage your coins. Coins in your bank cannot be robbed and earn interest; coins in your wallet can be robbed but are what you bet with.

Gambling Games

Games of chance to double (or lose) your coins. The minimum bet is 10 coins; the maximum depends on your tier, from 100 at Broke up to 2,000,000 at Titan. Raise it by completing objectives and running ,tier up — see Tiers.

A game you walk away from is settled for you after two minutes — a blackjack hand stands, cash-out games cash out, and a mines board with nothing revealed is refunded.

Provably Fair

Every game result — and every ,work, ,crime, ,rob and business payout — is decided in advance by your own seeds, so you can prove afterwards that nothing was changed.

Tiers

Your tier is your rank in the economy. It sets your maximum bet, how many businesses you can own, how much you can borrow, and the fee you pay to trade shares.

Tiers are unlocked by completing objectives, not just by holding money — so the ladder is climbed by playing, not by getting lucky once.

Objectives

Objectives are the goals that unlock tiers. Each one pays a coin reward when you claim it.

Businesses

Businesses are the steady way to earn without gambling. You buy one outright and it pays out every 24 hours — expect roughly 1% of its price a day on small businesses and under 0.5% on the largest, so one takes months to pay for itself. Some days a business earns nothing at all.

Upkeep is charged every day. It comes out of that day's income first, then your wallet, then your bank — only what none of them can cover becomes debt that accrues interest.

The Market

Twelve companies whose share prices move every 15 minutes. Prices are the same for everyone and move completely at random — there is no pattern, trend or "fair value" to trade against, so the market is a place to take a risk, not a way to print money. It opens at tier 2.

Some tickers pay a small dividend every day — up to about 0.07% of the value you hold — on shares you've held for at least 24 hours. Others pay nothing but move a lot more. ,market info shows each ticker's bid, ask, spread, volatility and dividend.

Debt & Credit

You can borrow against your credit limit, and you can end up in debt without meaning to.

Miss three daily interest payments and one of your businesses is seized to cover the debt.

Tax & the Economy

A wealth levy stops anyone running away with the economy, and the whole economy is public.

Shop

Buy roles with coins (guild-only feature).

Gangs

Join or create a gang with other members.

Getting Started

Start earning coins:

  1. Run ,daily to claim your daily coins (once per day).
  2. Use ,work when daily is on cooldown (once per hour).
  3. Check your balance with ,balance.
  4. Once you have at least 10 coins, try a game like ,coinflip heads 10.
  5. Use ,deposit to move coins to your bank for safety from robbery.
  6. Run ,objectives to see your goals, and ,objectives claim to collect everything you've finished.
  7. At tier 2, buy your first business with ,business list then ,business buy vending route — it pays every day. Don't forget ,business collect.
  8. Curious whether a game was fair? Press Provably Fair on any result, or run ,fair.
  9. Check ,profile any time to see your tier, net worth and what the next tier needs.